Current Affairs~kf

[12:39, 7/31/2015] Zzz: Abbreviation in News
1. NCTC - National Counter-Terrorism Centre
2. GAAR - General anti avoidance rule
3. TCS -Tax Collection at Source
4. DTAA – Double Taxation Avoidance Agreement
5. TIEA – Tax Information exchange Agreement
6. EFSF – European Financial Stability Facility
7. NPS – New Pension Scheme
8. MMRCA – Medium Multi Role Combat Aircraft
9. DRDO - Defence Research and Development
Organisation
10. GSLV - Geo-Synchronous Launch Vehicle
11. ISRO - Indian Space Research Organisation
12. EEFC - Exchange Earner's Foreign Currency
13. NDMA – National Disaster Management
Authority
14. BRICS – Brazil, Russia, India, China and South
Africa
15. BASIC – Brazil, South Africa, India and China
16. PPP – Public Private Partnership and
Purchasing Power parity
17. MTCR – Missile Technology Control Regim
18. NSG – Nuclear Suppliers Group
19. IAEA – International Atomic Energy Agency
20. CEPA – Comprehensive Economic Partnership
Agreement
21. CECA - Comprehensive Economic Cooperation
Agreement
22. FIPB – Foreign Investment Promotion board
23. PSLV – Polar Satellite Launch vehicle
24. ICBM – Inter-continental Ballistic missile
25. CCEA – Cabinet Committee on Economic
Affairs
26. IDF – Infrastructure Debt Fund
27. CRIS – Comparative Rating Index for Sovereign
28. GRAIL – Gravity Recovery and Interior
Laboratory
29. NCHER – National Commission for Higher
Education and Research
30. NCHRH - National Commission for Human
Resources for Health
31. FII – Foreign Institutional Investor
32. DII – Domestic Institutional Investor
33. GST – Goods and Services Tax
34. DTC – Direct Tax Code
35. MPLADS – MP Local Area Development
Scheme
36. FCNRA – Foreign Currency Non Resident
account
37. MFI - Micro Finance Institutions
38. MFDC – Micro Finance Development Council
39. TRAI - Telecom Regulatory Authority of India
40. CIC - Central Information Commission
41. BCCI - Board of Control for Cricket in India
42. SAARC - South-Asian Association for Regional
Co-operation
43. ASEAN – Association of South East Asian
Nation
44. TAPI - Turkmenistan-Aghanistan-Pakistan-
India
45. NLD –National League for Democracy
46. MSF – Marginal Standing Facility
47. MIRV - Multiple Independently Targetable Re-
entry Vehicle
48. ECBs - External Commercial Borrowings
49. NHRC - National Human Rights Commission
50. NEFT - National Electronic Funds Transfer
51. RTGS - Real Time Gross Settlement
52. NIA - National Investigation Agency
53. S&P - Standard and Poor’s
[12:39, 7/31/2015] Zzz: MasterCard, Samsung join hands to deliver Samsung Pay in Europe

MasterCard and Samsung Electronics are extending their global partnership leveraging the MasterCard Digital Enablement Service (MDES) to deliver Samsung Pay in Europe.

Exchange Bank announces Ann Hudson as new executive

Exchange Bank has named Ann Hudson to head its Retail Banking Group. Hudson was promoted to senior vice president and is the newest addition to the executive team.

Glacier Bancorp to acquire Canon Bank in Canon City, Colorado

Glacier Bancorp has signed a definitive agreement to acquire Cañon National Bank, a community bank based in Cañon City, Colorado.

DBS planning to expand retail banking in India

Singapore-based DBS Bank is considering the expansion of its retail banking in India through remittance business between the two countries.

ESSA Bancorp announces merger with Eagle National Bancorp

ESSA Bancorp and Eagle National Bancorp have executed a definitive agreement whereby ESSA Bancorp will acquire ENB and its wholly-owned subsidiary, Eagle National Bank

TD Bank and MasterCard partner to drive new payment solutions

TD Bank has announced an agreement with global payments technology company MasterCard to route debit and prepaid card transactions over MasterCard's Maestro network.

National Bank selects FIS to replace core banking solution

National Bank has selected FIS, a global leader in banking and payments technology as well as consulting and outsourcing solutions, as its core banking provider.

[15:40, 7/31/2015] Nitun Singh: Current Affairs~kf

1. What is the name of Committee constituted for Re-drafting National Sports Development Code of India ?
Ans-Justice CK Mahajan

2. Who joined recently as 162nd member of WTO?
Ans-Kazakhstan

3. World’s first diamond exchange setup at which place?
Ans- Singapore Diamond Investment Exchange’ (SDiX)

4.Which Bank has acquired the diamond and jewellery (bullion) financing business and related deposit portfolio of Royal Bank of Scotland ?
Ans- IndusInd Bank

5. Who has bagged the title sponsorship rights of BCCI (Board of Control for Cricket in India) ?
Ans- Paytm replaced Sahara

6. Which movie has became first Tamil film to enter Venice film festival?
Ans- Actor Dhanush produced Tamil thriller 'Visaaranai'

7. Microsoft launched its new operating system. What is the name of new operating system?
Ans- Windows-10

8.  Kotak Mahindra Bank (KMB) launched a mobile banking app  aiming to provide mobile banking services to customers in the remotest regions of India ?
Ans- ‘Kotak Bharat’

9. Who is the head of the Rajya Sabha panel on the constitutional amendment Bill regarding National Goods and Services Tax (GST)?
Ans- Bhupender Yadav

10. Dr. Suniti Solomon who died recently is famous for?
Ans- Pioneering Indian HIV/AIDS researcher
[15:59, 7/31/2015] Nitun Singh: श्री अवुल पाकिर जैनुलब्दीन (ए पी जे) अब्दुल कलाम के 79 वें जन्मदिन को संयुक्त राष्ट्र द्वारा ___________ के रूप में मान्यता दी गई थी?
a) विश्व विज्ञान दिवस
b) यूनाइटेड नेशन डे
c) विश्व छात्र दिवस
d) विश्व शिक्षित दिवस
e) राष्ट्रीय कानून दिवस

2).2014 में, पूर्व राष्ट्रपति भारत ए पी जे अब्दुल कलाम को  विज्ञान और प्रौद्योगिकी के क्षेत्र में उनके योगदान के लिए ___________ द्वारा मानद उपाधि "डॉक्टर ऑफ साइंस 'से सम्मानित किया गया है|
a) Simon Fraser University
b) University of Waterloo
c) University of Wolverhampton
d) The University Of Edinburgh
e) इनमें से कोई नहीं
3). भारत के पूर्व राष्ट्रपति ए पी जे अब्दुल कलाम भारत के______ राष्ट्रपति थे जिन्हें भारत के सर्वोच्च नागरिक सम्मान 'भारत रत्न' से सम्मानित किया गया था?
a) 1st
b) 2nd
c) 3rd
d) 4th
e) 5th
4). हिंदी फिल्म "I Am Kalam" किसके द्वारा निर्देशित की गयी है?
a) सांतनु मिश्रा
b) नीला माधब पांडा
c) संजय चौहान
d) शंकर शंमुग्हम
e) इनमें से कोई नहीं
5).'जनता के राष्ट्रपति' ए पी जे अब्दुल कलाम 27 जुलाई 2015 को शाम के समय दिल का दौरा पड़ने पर वह इंडियन इंस्टिट्यूट ऑफ़ मैनेजमेंट शिल्लोंग में _______ पर लेक्चर देते हुए नीचे गिर गए|
a) Bio-implants
b) Livable Planet
c) Ignited Minds
d) Vivekananda
e) इनमें से कोई नहीं
6)फेडरल रिज़र्व बैंक जिस देश का वित्तीय संगठन है,वह है
1.यूनाइटेड किंगडम
2.संयुक्त राज्य अमेरिका
3.रशिया
4.जर्मनी
5.स्वीट्ज़रलैंड
7).रेलवे के बुनियादी ढांचे के क्षेत्र में प्रत्यक्ष विदेशी निवेश स्वचालित मार्ग के तहत _______प्रत्यक्ष विदेशी निवेश जारी कर दिया गया है?
a)    75%
b)    100%
c)    50%
d)    60%
8). शोधकर्ताओं ने चिली में अटाकामा रेगिस्तान में पृथ्वी पर सबसे शुष्क स्थान की खोज की है, इस साइट को _______ के रूप में जाना गया है।
a)    Mout Elder Sangh
b)    Mout Elena South
c)    Maria Elena South
d)    Maria Elder South
e)    इनमें से कोई नहीं
9). जीएमआर इन्फ्रास्ट्रक्चर लिमिटेड ने _________ में काकीनाडा विशेष आर्थिक क्षेत्र (सेज) के विकास के लिए गुईज्होऊ अंतरराष्ट्रीय निवेश निगम (GIIC) के साथ एक समझौता ज्ञापन पर हस्ताक्षर किए हैं।
a)    तमिल नाडू
b)    आन्ध्र प्रदेश
c)    कर्नाटक
d)    मध्य प्रदेश
e)    राजस्थान
10). केंद्रीय मंत्री नजमा हेपतुल्ला ने 'उस्ताद' योजना शुरू किया है जो उन्नयन के उद्देश्य से कल्याण योजना में और _______ से कारीगरों के कौशल को बढ़ावा देने के लिए है।
a)    अल्पसंख्यक समुदाय
b)    कानूनी समुदाय
c)    ग्रामीण समुदाय
d)    अनुसूचित जनजातियां
e)    शहरी समुदाय

उत्तर
1). c) 
2). d) 
3). c) 
4). b) 
5). b) 
6.  b)
7). b) 
8). c) 
9). b) 
10). a)
[16:44, 7/31/2015] Nitun Singh: DANCES OF DIFFERENT STATES

===========================

Bharat Natyam – Tamil Nadu;

Bihu – Assam;

Bhangra – Punjab

Chhau – Bihar, Orissa, W. Bengal and
Jharkhand;

Garhwali – Uttaranchal;

Garba – Gujarat;

Hattari – Karnataka;

Kathak – North India;

Kathakali – Kerala;

Kutchipudi – Andhra Pradesh;

Khantumm – Mizoram;

Karma – Madhya Pradesh;

Laho – Meghalaya;

Mohiniattam – Kerala;

Mando – Goa;

Manipuri – Manipur;

Nati – Himachal Pradesh;

Nat-Natin – Bihar;

Odissi – Orissa;

Rauf – Jammu & Kashmir;

Yakshagan – Karnataka.
[16:46, 7/31/2015] Nitun Singh: THERMAL POWER PLANTS § Power Station

Ø Rajiv Gandhi Super Thermal Power
Station Hisar Haryana

Ø Guru Gobind Singh Super Thermal
Power Plant Ghanauli Rupnagar Punjab

Ø Suratgarh Super Thermal Power
Plant Suratgarh Sri Ganganagar Rajasthan

Ø Giral Lignite Power Plant Thumbli Barmer Rajasthan

Ø Singrauli Super Thermal Power
Station Shaktinagar Sonebhadra Uttar
Pradesh

Ø Ukai Thermal Power Station Ukai dam Tapi Gujarat

Ø Wanakbori Thermal Power Station Wanakbori Kheda Gujarat

Ø Sikka Thermal Power Station Jamnagar Jamnagar Gujarat

Ø Dhuvaran Thermal Power Station Khambhat Anand Gujarat

Ø Satpura Thermal Power Station Sarni Betul Madhya Pradesh

Ø Chandrapur Super Thermal Power
Station Urjanagar Chandrapur Maharastra

Ø Vindhyachal Super Thermal Power
Station Vindhya Nagar Sidhi Madhya Pradesh

Ø Korba Super Thermal Power Plant Jamani Palli Korba Chattisgarh

Ø Sipat Thermal Power Plant Sipat Bilaspur Chattisgarh

Ø Sabarmati Thermal Power Station Ahmedabad Gujarat

Ø Mundra Thermal Power Station Mundra Kutch Gujarat

Ø Dahanu Thermal Power Station Dahanu Thane Maharastra

Ø Bellary Thermal Power Station Kudatini Bellary Karnataka

Ø Simhadri Super Thermal Power Plant
Simhadri Visakhapatnam Andhra
Pradesh

Ø Patratu Thermal Power Station Patratu Jharkhand

Ø Kahalgaon Super Thermal Power
Station Kahalgaon Bhagalpur Bihar

Ø Farakka Super Thermal Power
Station Nagarun Murshidabad West Bengal

Talcher Super Thermal Power Station Kaniha Angul Orissa

[17:59, 7/31/2015] R.K.��������: RECENT AGREEMENTS
1.SunEdison( US) inked a 20yrs agreement with Tata Power Delhi Distribution Ltd. For providing 180mw solar power
2. Axis bank signed 200 million$ loan agreement with ADB to help bolster bank's efforts to improve efficiency
3. Bureau of Energy efficiency inked an agreement with REC Power distribution company Ltd. For operationalisation of partial risk guarantee fund for energy efficiency
4. IT companies CSC & HCL technology signed an agreement to form a banking software & service company to provide technology services & solutions to banking industry
5. Reliance Group Signed an mou with Augur overseas to manufacture aerostats and air ships in India
[17:59, 7/31/2015] R.K.��������: Most Important 100 Synonyms Words
Many Time Asked in Bank, SSC Exams
========================
1. abandon - discontinue
2. abnegation - self denial
3. abrade - roughen
4. abridge - shorten
5. abroad - overseas
6. accord - agreement
7. admit - confess
8. affable - friendly
9. agree - consent
10. alike - same
11. allow - permit
12. amazing - wonderful
13. amenities - courtesies
14. amount - quantity
15. anathema - curse
16. anger - enrage
17. angry - furious
18. angry - mad
19. answer - reply
20. answer - response
21. ask - inquire
22. attire - dress
23. away - absent
24. awful - terrible
25. baby - infant
26. bad - wicked
27. barbarian - uncivilized
28. bashful - confident
29. beautiful - pretty
30. becoming - fitting
31. beg - implore
32. begin - commence
33. begin initiate
34. belly - stomach
35. bemoan - mourn
36. berate - scold
37. big - huge
38. big - large
39. bizarre - weird
40. blank - empty
41. brave - bold
42. brave - courageous
43. break - smash
44. bright - shining
45. broad - wide
46. bucket - pail
47. busy - active
48. calamity - disaster
49. calm - quiet
50. candy - sweets
51. cash - sprint
52. center - middle
53. change - transform
54. chiefly - mainly
55. choosy - picky
56. close - shut
57. collect - gather
58. come - arrive
59. commemorate - remember
60. complete - total
61. confine - restrict
62. confuse - mixed Up
63. connoisseur - specialist
64. considerate - thoughtful
65. contrary - opposite
66. cool - chilly
67. correct - right
68. crooked - curved
69. cry - bellow
70. cunning - clever
71. cut - prick
72. dangerous - hazardous
73. dangerous - risky
74. dark - dim
75. dawdle - evaluate
76. daybreak - dawn
77. debilitate - weaken
78. decide - determine
79. dedicated - committed
80. definite - distinct
81. deflect - pervert
82. deify - worship
83. deliberate - planned
84. delicate - fragile
85. delicious - palatable
86. denounce - condemn
87. describe - portray
88. destiny - fate
89. destroy - ruin
90. difference - dissimilarity
91. diligent - industrious
92. disclose - reveal
93. discount - reduction
94. disgrace - shame
95. disparity - unlikeness
96. dissolute - immortal
97. do - execute
98. dull - tiresome
99. eager - curious
100. eager - keen
[17:59, 7/31/2015] R.K.��������: Famous Cities of the World
1. Amsterdam - AmsterdamThe largest city and national capital of the Netherlands (Holland). 

2. Ankara - Formerly known as Angora, second largest city and the national capital of Turkey. 

3. Athens - Named after the Greek goddess Athena, the municipality of Athens is the national capital of Greece. 

4. Atlantic City - Gaming Mecca of the East Coast, home of the Miss America Pageant, site of the world famous Boardwalk in the State of New Jersey. 

5. Baltimore - Largest city in Maryland, USA. 

6. Bangkok (Krung Thep) - Thailand’s national capital, its largest city and the country’s main cultural centre. 

7. Beijing (Peking) - The national capital and second largest city of China. 

8. Berlin - The largest city and national capital of Germany (Deutschland). 

9. Berne (Bern) - The national capital city of Switzerland with an UNESCO recognized mediaeval city centre. 

10. Brussels - The national capital of Belgium, sometimes called the European capital because the city houses main institutions of the European Union and is also the political seat of the NATO. 

11. Budapest - Hungary’s capital city comprises of the hilly Buda on the west and the flat Pest on the east bank of the Danube River. 

12. Buenos Aires - is the largest city and the national capital of Argentina. 

13. Cairo - Located on the banks and islands of the Nile River in northeast Egypt, Cairo is the largest city in both Africa and the Middle East, the national capital of Egypt and a cultural centre of the Arab world. 

14. Canberra - Australia’s planned capital city, founded in 1908, some years after the federation of Australian states into the Commonwealth of Australia in 1901. 

15. Cannes - Famous city at the French Riviera, tourist attraction and host of the annual Cannes Film Festival. 

APJ अब्दुल कलाम कि रचनाएँ]

APJ अब्दुल कलाम कि रचनाएँ]
‪Trick‬ *ईँट साग मेँ विटामिम*

ईँ=ईँडिया 2020 और इग्नाइटेड माईँड
ट=टर्निँग प्वाईँट: ए जर्नी माई ट्रफ चैलेँज
सा=साइंटिस्ट टु प्रेसिडेँट
ग=गाइडिँग सोल्स:डॉयलाग ऑन पर्पोज ऑफ लाईफ
मेँ=मेरे सपनोँ का भारत
वि=विँग्स ऑफ फायर
टा=टारगेट 3 बिलियन
मि=मिशन ईँडिया
म=माई जर्नी:ट्रांसफॉर्मिँग ड्रीम्स

July 29 at 5:33pm ·

More options

GA Questions asked in BOB Manipal PO 2015 (Both Shift) : like emoticon
''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''
1. E-kyc give to those who have - Aadhar Card
2. Tyler prize 2015 - Dr Madhav Gadgil
3. Deposits of banks are insured by – DICGC
4. Which bank is started for msme sector - Mudra Bank
5. ICC cricket world cup finals were played by which teams - New Zealand and Australia
6. Pension fund rate - 8.75%
7. Capital of Germany – Berlin
8. Currency of Singapore – Dollar
9. National award actress - Kangana Ranaut
10. Which bipartite statement resulted into hike of banking wages - 10th
11. Basel norms last date - 31st March 2019
12. UN Headquarter - New York
13. SLR 21.5%
14. on which rate RBI borrows banks rights? Reverse repo rate
15. E- ration card . . delhi
16. no.1 shuttle player-saina
17. How many acnts can be open through sukanya samrudhi yojana. . 1
18. Payment bank upper limit - 1 lakh
19. Banking ombudsmen
20. Which Tax abolished and 2% surcharge is increased for income above 1 crore? Wealth tax
21. Willful defaulters introduced by rbi.
22. Finance Ministry may relax norms for appointment of CEO, MD in five PSU banks – bob pnb idbi boi canara
23. Balance of payment definition
24. which bank of britain has shut its operation in india down. RBS
25. paper of currency note from which countries ? germany japan uk
26. Ratings of two banks have been reduced by Moody's - Central Bank of India & Indian Overseas Bank
27. Folio Prize 2015 is given for which book - Family Life
28. Which bank did nt get d psb money infusion. . corporation bank
29. which temple was declared Adarsh Monument by the Archaeological Survey of India (ASI).
30. MUDRA bank limit 10lakh
31. WEF meeting held in - Davos, Switzerland
32. World Consumer's day - 15th March
33. Bankimoon inaugrated 10MW solar plant at – Vadodara
34. theme state of surajkund mela-chhattisgarh
35. BPLR committee headed by?
36. accounts opened with the exemption of service charges? bsbda
37. RBI ordered PSU banks to replace basic savings account - 'no-frills' account
38. Insurance cover of jan dhan account ? - 1 Lakh
39. RBI imposed 5 lakh fine on 16 Cooperative Banks for adhering - KYC norms
40. Limit of Banking Ombudsman – 10 Lakhs.
41. Headquarters of IMF? - Washington DC
42. Who is known as the founder of Singapore? - Lee Kuan Yew
43. What is the capital of Saudi Arabia? - Riyadh
44. Which of the following film has got Best Featured film at National Award? - Court
45. What is the currency of Italy? - Euro
46. MUDRA Stands for - Micro Units Development Refinance Agency
47. What is the FDI in Railways automatic routs? - 100%
48. In CAMELS, ‘M’ stands for - Management Capability
49. What is the venue of Summer Olympics 2016? - Rio De Janerio
50. Account holder mush have PAN card if he deposits amount above - Rs. 1 lakh
51. What is the lock in period in Kishan Vikash Patra? - 2 year 6 months
52. Recently, Ayush meeting was held at - New Delhi
53. Who fixes the saving rate? - Individual Banks
54. Recently the service tax was increased by - 14%
55. What is the current bank rate? - 8.25%
56. Which of the following organization has won the Gandhi Peace Prize 2014? - ISRO
57. Who is the new Chief Minister of Bihar? - Nitish Kumar
58. Which among the following banks has maximum NPA? - Central Bank of India
59. Bank Notes are issued by - RBI
60. What is the min age limit for a Girl child in Sukannya Samriddhi Yojana? - 10 years
61. Interest rate on savings account ? - 4%
62. K Venkata Rama Moorthy is the new Executive Director of - Bank of Baroda
63. In Union budget rate of corporate tax reduced to - 25%
64. Prime Minister Narendra Modi will be starting a monthly conference call with state chief secretaries and secretaries of the Union government starting for the speedy redressal of grievances and monitoring and implementation of projects named - Pragati
65. IRCTC and which bank make partnership to launch RuPay-based cash card to book train tickets? - Union Bank of India
66. After how many months RBI issues Financial Stability Report(FSR)? - 6 months
67. Commertial Paper can be issued in denominations of - Rs 5 lakh or multiples thereof
68. Bharat Ratna was conferred to – Atal Bihari Vajpayee
69. Govt. Stake in IFCI raised to – 51%
70. Minimum amount for BSBA ? – Nil
71. Health Policy premium upto which amount tax free - 15000
72. Maximum amount to be carried to Nepal and Bhutan - 25000
73. NABARD shareholder after GOI – RBI
74. 1 basis point =? – 0.01%.

B.A

[20:47, 7/28/2015] Neggi: Tips and Tricks)

A. P. J. Abdul Kalam Awards and honours like emoticon like emoticon like emoticon

2014------->Doctor of Science
2012------->Doctor of Laws (Honoris Causa)
2011------->IEEE Honorary Membership
2010------->Doctor of Engineering
2009------->Honorary Doctorate
2009------->Hoover Medal
2009------->International von Kármán Wings Award
2008------->Doctor of Engineering (Honoris Causa)
2007------->King Charles II Medal
2007------->Honorary Doctorate of Science
2000------->Ramanujan Award
1998------->Veer Savarkar Award
1997------->Indira Gandhi Award for National Integration
1997------->Bharat Ratna
1994------->Distinguished Fellow
1990------->Padma Vibhushan
1981------->Padma Bhushan
[23:40, 7/28/2015] Nitun Singh: ☀Banking Awareness~kf ☀

☆150 important questions☆

1. MICR code consists of how many digits?
Ans: 9 digits.
(First three digits denotes city, next three digits representing the bank and the last three digits representing the bank branch)
2. What is the minimum limit in RTGS system?
Ans: 2 lakhs (there is no upper limit in RTGS)
3. What is full form of CTS?
Ans: Cheque Truncation System
4. Under which service, customers may access their bank account and perform basic transactions from any of the member branch offices.
Ans: Core Banking Solution (CBS)
5. Exchange of cash flow in different currency is known as:
Ans: Currency Swap
6. Assets or loans which stop performing after 90 days is known as:
Ans: Non Performing Asset (NPA)
7. Who controls the Monetary Policy in India?
Ans: RBI (Reserve Bank of India) 8. Which card is issued by NPCI (National Payments Corporation of India)?
Ans: RuPay Card
9. Definition of Current Account deficit:
Ans: A measurement of a country's trade in which the value of goods and services it imports exceeds the value of goods and services it exports.
10. Full form IFSC –
Ans: Indian Financial System Code
11. Commercial paper can be issued for a maximum period of:
Ans: 365 days or 1 year.
12. The Mutual funds in India follow accounting standards laid by:
Ans: SEBI (Securities and Exchange Board of India)
13. Minimum amount for Certificate of Deposit has been fixed at:
Ans: Rs. 1 Lakh
14. AML is a term mainly used in the financial and legal industries. Expand the term AML:
Ans: Anti Money Laundering
15. PIN is a number allocated to an individual and used to validate electronic transactions. Expand PIN:
Ans: Personal Identification Number
16. What is Repo rate?
Ans: It is the rate is the rate at which RBI lends money to the commercial banks.
17. What is Stale Cheque?
Ans: A cheque which is presented to a bank after 3 months from date of issue is considered as stale cheque and will often not be honored for cash or deposit at a bank.
18. What is Bancassurance?
Ans: The selling of life assurance and other insurance products and services by banking institutions.
19. The objective of KYC guidelines is to prevent banks from being used, intentionally or unintentionally, by criminal elements for money laundering or terrorist financing activities. What is the full form of KYC?
Ans: Know Your Customer (KYC)
20. Know Your Customer (KYC) guidelines are issued under:
Ans: Section 35A of the Banking Regulation Act, 1949
21. In BSBDA (Basic Savings Bank Deposit Account) the credits in a financial year does not exceed rupees:
Ans: Rs. 1 lakh
22. In BSBDA (Basic Savings Bank Deposit Account) the balance at any point of time does not exceed rupees:
Ans: Rs. 50,000
23. In BSBDA (Basic Savings Bank Deposit Account) the withdrawals and transfers in a month does not exceed rupees:
Ans: Rs. 10,000
24. At which rate RBI give loans to commercial banks?
Ans: Repo rate
25. Full form of CASA:
Ans: Current Account Saving Account
26. In what denominations Commercial Paper (CP) can be issued?
Ans: Rs. 5 lakh
27. What is the minimum denomination of Treasury bills to issue in India?
Ans: Rs. 25,000
28. Who cannot issue Certificate of Deposit (CD)?
Ans: Regional Rural Banks (RRBs) and Local Area Banks (LABs)
29. Expand ASBA:
Ans: Application Supported by Blocked Amount
30. Depositor Education and Awareness Fund (DEAF) is maintained with:
Ans: RBI
31. Cash Reserve Ratio (CRR) is the amount of funds that the banks have to keep with:
Ans: Central Bank (RBI)
32. What is the maximum amount per transaction NEFT limit for cash-based remittances to Nepal?
Ans: Rs. 50,000
33. What does CAR stands for?
Ans: Capital Adequacy Ratio
34. IFSC code consists of _____ alpha numeric code.
Ans: 11 digits
(The IFSC is an 11 digit alpha numeric code, with the first four digits identifying the bank, fifth is numeric (kept 0) and the last six digits represent the bank branch.)
35. When money is lent or borrowed for one day or on overnight basis it is known as:
Ans: Call Money
36. When money is lent or borrowed for between 2 days and 14 days it is known as:
Ans: Notice money
37. When money is lent or borrowed for a period of more than 14 days, it is known as:
Ans: Term money
38. Treasury Bills and Certificate of Deposit are considered as the ____instruments.
Ans: negotiable money market
39. Commercial Paper (CP) is an unsecured money market instrument issued in the form of a _____.
Ans: Promissory note.
40. What is the upper limit in Public Provident Fund (PPF)?
Ans: Rs. 1.5 lakhs
41. As per RBI guidelines, with effect from April 1, 2012, the validity period of Cheques, Demand Drafts, Pay Orders and Banker's Cheques is _____.
Ans: 3 months
42. What is the time limit for an asset or loan to be declared as Non-Performing Asset?
Ans: 90 days
43. Deposit Insurance and Credit Guarantee Corporation (DICGC) does not cover:
Ans: Primary co-operative societies
44. RBI measure to liquidate the market:
Ans: Repo rate.
45. Full form of EFT:
Ans: Electronic Fund Transfer
46. Fastest mode of transaction:
Ans: RTGS
47. Alphanumeric code on cheque is known as:
Ans: Indian Financial System Code (IFSC)
48. Bank pays interest on savings account?
Ans: Daily Basis
49. What is the loan limit for education under priority sector for studies abroad?
Ans: Rs. 20 lakh
(Loans to individuals for educational purposes including vocational courses upto Rs.10 lakh for studies in India and Rs. 20 lakh for studies abroad are included under priority sector.)
50. RuPay Card is an Indian version of credit/debit card is launched by which organization:
Ans: NPCI (National Payments Corporation of India)
51. Fixed Deposit (FD)Account may be opened for a minimum period of:
Ans: 7 days
52. What is the minimum amount required to open a Fixed Deposit (FD)?
Ans: Rs.1000
53. The Banks has converted all ‘no - frills' accounts’ into:
Ans: Basic Savings Bank Deposit Accounts
54. 'Pradhan Mantri Jan Dhan Yojana' is a Scheme for:
Ans: Financial inclusion
55. How much overdraft facility to be provided in 'Pradhan Mantri Jan Dhan Yojana' scheme?
Ans: Rs. 5,000
56. In CBS, C stands for:
Ans: Core
57. In CRAR, A stands for:
Ans: Assets (Capital to Risk Weighted Assets Ratio)
58. IMPS - Immediate Payment Service is an interbank electronic instant mobile money transfer service through mobile phones in India, the facility is provided by:
Ans: NPCI (National Payment Corporation of India)
59. The Central Bank of India has adopted new measure of inflation:
Ans: Consumer Price Index (CPI)
60. When a cheque is torn into two or more pieces and presented for payment, such a cheque is called:
Ans: mutilated cheque
61. How much fee charged to file a complaint under Banking Ombudsman? Ans: Banking Ombudsman does not charge any fee
62. Who is the appellate authority in Banking Ombusdsman?
Ans Deputy Governor of RBI 63. If any customer is not satisfied by the decision of Banking Ombudsman, customer can appeal against the award before the appellate authority within how many days from the date of receipt?
Ans 30 days
64. ATMs or Cash Dispensing machine which are owned and operated by Non-Banking Financial Companies are called:
Ans: White Label ATMs.
65. RBI gave in-principle for Banking license to:
Ans: IDFC and Bandhan
66. Minimum capital requirement for new banks in private sector is:
Ans: Rs. 500 crore
67. A Non-Banking Financial Company (NBFC) is a company registered under the:
Ans: Companies Act, 1956
68. Minimum capital requirement for Non-Banking Financial Company (NBFC) is:
Ans: Rs. 500 crore
69. The NBFCs are allowed to accept/renew public deposits for a minimum period of:
Ans: 12 months ( and maximum period of 60 months)
70. A NBFCs cannot offer interest rates higher than the ceiling rate prescribed by RBI? What is the present ceiling?
Ans: 12.5 per cent per annum
71. Minimum capital requirement for Foreign banks that want to set up operations in India is:
Ans: Rs. 500 crore
72. What is the minimum paid-up capital requirement of both small banks and payments banks in India?
Ans: Rs. 100 crore
73. RBI extended the timeline for full implementation of Basel III norms till:
Ans: 31 March 2019
74. SLR ((Statutory Liquidity Ratio)is the amount a commercial banks needs to maintain in the form of _______before providing credit to its customers.
Ans: cash, or gold, or govt. approved securities (Bonds)
75. _______ is the rate at which banks borrow funds overnight from the Reserve Bank of India (RBI) against approved government securities.
Ans: Marginal Standing Facility (MSF)
76. Who issues Treasury bills (T-bills) in India?
Ans: Government of India
77. Treasury bills are available for a minimum amount of:
Ans: Rs. 25,000
78. Minimum & Maximum Limit of NEFT:
Ans: no limit
79. What is the rate of interest rate on provident fund for the current fiscal?
Ans: 8.75%
80. Govt. to implement GST (Goods & Services Tax) new indirect tax regime from:
Ans: 1st April 2016
81. RBI extends deadline for exchanging pre-2005 currency from June 30, 2015 to
Ans: December 31, 2015
82. How much amount RBI allows in 'Tap and pay' transactions without PIN?
Ans: Rs. 2000
83. RBI lifted a ban on carrying Indian bank notes of Rs 1,000 and Rs. 500 denominations to and from:
Ans: Nepal and Bhutan
84. C stands for in "KYC":
Ans: Customer
85. Pension scheme for unorganized sector:
Ans: Swavalamban
86. Full form of REIT:
Ans: Real State Investment Trust
87. Forward Market Commission merge with:
Ans: SEBI
88. Purpose of starting Minor account for 10 years children:
Ans: Financial inclusion
89. Full form of CVV:
Ans: Card Verification Value
90. Bank of International Settlement headquarter:
Ans: Switzerland
91. Who appoints Banking Ombudsman officer?
Ans: RBI
92. IFRS full form:
Ans: International Financial Reporting Standards.
93. Corporate Social Responsibility committee headed is by Ans: Anil Baijal
94. Which is the Regulatory body for RRBs?
Ans: NABARD
95. RBI policy related to money laundering?
Ans: Know Your Customer
96. Mutual funds regulated by:
Ans: SEBI (Securities and Exchange Board of India)
97. What is the full form of MTSS?
Ans: Money Transfer Service scheme
98. How much amount of money can RBI lend to a bank?
Ans: 2% of NDTL
99. What RBI does to Increase its Monetary Base?
Ans: OMO Open Market Operations
100. Which rate does RBI Reduces to Increase liquidity in market?
Ans: Repo Rate
101. After completion of 15 years, Public Provident Fund (PPF) can be extended up to how many years?
Ans: 5 years
102. Short term Money lending process is known as:
Ans: Call Money
103. Treasury bill tenure:
Ans: 91 days, 182 days, 364 days
104. Minimum limit for medium scale enterprises is Rs. 5 Cr. what is maximum limit?
Ans: 10 Cr.
105. Prime Lending Rate is replaced by:
Ans: Base rate
106. Banks cannot grant Loan below which rate:
Ans: Base Rate
107. If RBI reduces CRR, what happens:
Ans: Credit Supply increases, loans get cheaper.
108. Name the scheme to include every people under banking system:
Ans: Financial Inclusion
109. Special Drawing Right (SDR) is a monetary unit of:
Ans: IMF
110. Cheque which is not crossed is called:
Ans: Open cheque
111. Teaser rates are related to which type of loans:
Ans: Home loans
112. What is Teaser loan?
Ans: If a bank offers a slightly lower rate in the initial years and higher rate in later years, it is called a teaser loan.
113. The RBI policy rate which is purely an indicative rate used by RBI to signal long – term outlook on interest rates is:
Ans: Bank rate
114. The term ‘pre – shipment’ finance relates to:
Ans: export credit
115. A receipt listed in India and traded in rupees declaring ownership of shares of a foreign company:
Ans: Indian Depository Receipt (IDR)
116. With effect from July 2012, for calculating of lending rates, the RBI has advised banks to switch over to the:
Ans: Base Rate systems
117. Mobile banking fund transfer limit in a day:
Ans: Rs. 50,000
118. The seed capital of Bhartiya Mahila Bank is:
Ans: Rs.1000 crore
119. “Lender of the Last Resort” by Banks is known as:
Ans: RBI
120. “Fixed deposit” is also referred to as:
Ans: Term Deposit
121. The holidays for the banks are declared as per:
Ans: Negotiable Instruments Act
122. In banking business, when the borrowers avail a term Loan, initially they are given a repayment holiday and this is referred as:
Ans: Moratorium
123. Regulator of Micro, Small and Medium enterprises in India:
Ans: SIDBI (Small Industries Development Bank of India)
124. A worldwide financial messaging network which exchanges between banks and financial institutions is known as:
Ans: Structured Financial Messaging System (SFMS)
125. The term “Smart Money” refers to:
Ans: Credits Card
126. The maximum deposit amount insured by DICGC?
Ans: Rs. 1 lakh per depositors across all banks
127. With reference to a cheque which is the ‘drawee bank’?
Ans: The bank upon which the cheque is drawn
128. In which of the following fund transfer mechanisms, can funds be moved from one bank to another and where the transaction is settled instantly without being bunched with any other transaction?
Ans: RTGS
129. Bad advances of a Bank are called:
Ans: Non – performing Asset
130. By increasing repo rate, the economy may observe the following effects:
Ans: rate of interest on loans and advances will be costlier
131. Increased interest rates, as is existing in the economy at present will:
Ans: mean higher cost of raw materials
132. The sole authority to issue and manage currency in India:
Ans: RBI
133. In India, one- rupee coins are issued by:
Ans: Govt. of India
134. Fixed deposits and recurring deposits are:
Ans: repayable after an agreed period
135. When a bank returns a cheque unpaid, it is called:
Ans: dishonour of the cheque
136. What is ‘Demat Accounts’?
Ans: Accounts in which shares of various companies are traded in electronic form
137. When the rate of inflation increases:
Ans: purchasing power of money decreases
138. Banks in India are regulated under:
Ans: Banking Regulation Act, 1949
139. Banking sector falls under which of the following sectors?
Ans: Service Sector
140. ASBA scheme is related to the purchase of:
Ans: IPO
141. In a bank, which of the following are the usual types of accounts?
Ans: Current accounts, Savings bank accounts and Term deposit accounts
142. The most powerful tool used by the Reserve Bank of India to control inflation is to:
Ans: raise interest rates
143. NEFT and RTGS in banking terminology speak of:
Ans: electronic fund transfer from bank to bank
144. The ownership of public sector banks rests:
Ans: jointly with the Government of India and the shareholders from the public
145. If a cheque is postdated, the bank on which it is drawn:
Ans: will not honour the cheque before the date of the cheque
146. Regulator of Capital Market in India:
Ans: SEBI
147. First Indian Bank to introduce credit card:
Ans: Central Bank of India
148. RBI nationalized in:
Ans: 1949
149. Loans of very small amounts given to low income groups is called:
Ans: Micro Credit
150. RBI established in:
Ans: 1935.
[01:05, 7/29/2015] Theist: Guys mostly we get confuse regarding Neft or Rtgs limits????

A li'l contribution for explanation

NEFT  National Electronic Funds Transfer
= No limit minimum & maximum
NEFT can be done even for Rs. 1

work done in Batches maximum time- 72 hours.

RTGS  'Real Time Gross Settlement'
= Minimum limit 2 lakhs
Maximum no.limit.

work done immediately maximum time - 2 hours.

Now the thing is how both of them works ?

Both r governed under IDRBT
( Institute of development & research in Banking technology)
H.Q = Hyderabad
[05:59, 7/29/2015] T: .1.Recently which country has chosen Anil Ambani's Pipavav shipyard for a 'Make in India' naval frigate order?
Ans: Russia
Q.2.Recently the Union Cabinet gave its approval for signing and ratification of an Inter-Governmental agreement between India and Armenia, on cooperation in the field of _________.
Ans: Agriculture
Q.3.Name the only Indian-American women to be chosen among 12 faith leaders as "Champions of Change" by White House.
Ans: Sunita Viswanath
Q.4.Name the Indian artist who has been conferred with the highest French civilian honour, ‘The Legion of Honour’?
Ans: Sayed Haider Raza
Q.5.Recently Global aircraft maker Boeing and _________ signed a pact to collaborate in aerospace and defence manufacturing.
Ans: Tata Advanced Systems
Q.6.The aim of “Skill India Mission” is to equip 500 million Indians with skills by which year?
Ans: 2022
Q.7.In which state the first Non-Government Railway Project of Indian Railways has been commissioned recently?
Ans: Gujarat
Q.8.Which Indian city has been chosen as “City of Music” by UNESCO?
Ans: Varanasi
Q.9.Name the committee constituted by RBI to work out a medium-term (five-year) action plan for financial inclusion?
Ans: Deepak Mohanty Committee
Q.10.Recently Sheila Ramani passed away. She was a / an____________.
Ans: Actress
[06:02, 7/29/2015] T: Arvind Tiwari‎Education group
16 hrs ·
101. Who has been appointed as the
President of Japan’s telecommunicati
ons giant SoftBank
Corp?
Ans- Nikesh Arora
102. India stands at _____ place in
terms of foreigners’ money in Swiss
banks.
Ans- 61st
103. Goverment is going to launch
1st One-Stop Crisis Centre under
Nirbhaya Fund in which
state?
Ans- Chhattisgarh
104. Which Historian-writer was
selected for Japan’s Fukuoka Prize?
Ans- Ramachandra Guha
105. Roger Federer wins eighth Halle
Open ATP title of Tennis in Germany
by defeating _____
Ans- Andreas Seppi ( Italy)
106. Andy Murray won the men’s
singles of Aegon Tennis
Championships at the Queen’s Club
by defeating _____
Ans- Kevin Anderson ( South Africa )
107. Who was selected for Sangitha
Kalanidhi award for the year 2015 ?
Ans- Sanjay Subrahmanyam
108. Who won Austrian Grand Prix of
Formula One ?
Ans- Nico Rosberg (Germany)
109. Beyond Doubt: A Dossier on
Gandhi's Assassination written by
______
Ans- Teesta Setalvad
110. Benazir Bhutto: A
Multidimensional Portrait written by
_____
Ans- Dr Anna Suvorova
111. Who won the US Open of Golf
at Chambers Bay?
Ans- Jordan Spieth
112. Who is the Kerala's Ayurveda
Tourism Brand Ambassador?
Ans- Steffi Graf (German former
Tennis Player)
113. Which Operation was launched
by European Union against migrant-
traffic
kers?
Ans-EU NAVFOR Med
114. Maharashtra has become the
first State in the country to have a
‘State butterfly . Name the
butterfly?
Ans- Blue Mormon
115. Which state Government
declared June 22 as ‘Snake Bird
Day’?
Ans-Kerala
116. ‘Silk Route- 2015′ is the joint
military training exercise between
which two countries?
Ans- Sri Lanka and China
117. Typhoon Kujira struck recently
which place _____
Ans- South China's Hainan Province
118. Which Organisation got Best
Welfare Organisation of the Year -
2015’ award ?
Ans- National Union of Seafarers of
India
119. Which country won European
Team Athletics Championships 2015?
Ans- Russia
120. Which country is the third
largest largest source of Foreign
Direct Investment for United
Kingdom (UK) after United States
(US) and France?
Ans- India
121. Who was appointed as acting
Chief Justice of Karnataka High
Court?
Ans- Justice Subhro Kamal
Mukherjee
122. Who was appointed as the
President of International Cricket
Council (ICC)?
Ans- Zaheer Abbas ( Former
Pakistan’s Cricketer)
123. PM launches smart cities,
AMRUT, housing for all by 2022
schemes. AMRUT stands for
____
Ans- Atal Mission for Rejuvenation
and Urban Transformation (AMRUT)
124. India’s first Modernised
Anganwadi Centre was launched by
Union Government at which
place?
Ans- Hasanpur village in Sonepat
125. Who was appointed as the
Deputy Managing Director and Chief
Financial Officer (CFO)
of State Bank of India (SBI)?
Ans- Anshula Kant
126. Hemis festival is celebrated in
Ladhakh to mark the birth
anniversary of ______
Ans- Guru Padmasambhava
127. International Day Against Drug
Abuse and Illicit Trafficking observed
globally on ______
Ans- 26 June 2015
128. Ambubachi Mela that started
on 23 June 2015 was celebrated in
which state?
Ans- Assam
129. Who was voted as the Best Test
Player of the 21st century in an
online poll titled Top-100
Test players' list since 2000?
Ans- Sachin Tendulkar
130. India’s tennis player ______
became the 47th player to play with
100 different partners on
ATP Circuit.
Ans- Leander Paes
131.Which country has become most
attractive investment destination in
world?
Ans- India
132. In which sector new
Memorandum of Understanding has
been signed between USA and
India?
Ans- Health Sector
133. India is ____ largest carbon
emitter in the world in terms of per
capita emission accounting
for 6.6 % of global emissions for the
year 2012.
Ans- fourth
134. Reserve Bank of India decided
to allow _______ to borrow foreign
currency from
International and Multinational
Financial Institutions.
Ans- A D Banks, Cat I
135. Which state government has
decided to form a Cabinet sub-
committee named as Krishi
Cabinet?
Ans- Andhra Pradesh
136. India is at ________ in FDI in
South Asia with _______ investment in
2014.
Ans- 1st position, 34 billion
137. What is the new name of Solar
Energy Corporation of India?
Ans- Renewable Energy Corporation
of India
138. _____ and MUDRA Bank have
signed an agreement to finance new
entrepreneurs and
small businesses.
Ans- Bank of Maharashtra
139. Australia to join China led AIIB.
AIIB stands for _____
Ans- Asian Infrastructure Investment
Bank
140. .Hockey World League 2015 is
hosted by_________.
Ans- Belgium
141. How much per cent stake will
China hold in the Asian
Infrastructure Investment Bank
(AIIB), ?
Ans - 30.34%
142.Who won men's & women’s
singles of Canada Open Badminton
tournament 2015?
Ans- Lee Chong Wei (Malaysia) and
Michelle Li (Canada)
143. Who won women's doubles of
Canada Open Badminton tournament
2015?
Ans- Jwala Gutta and Ashwni
Ponappa
144. Transcendence: My Spiritual
Experiences with Pramukh Swamiji
written by _____
Ans- Abdul Kalam
145. Which district won the UN
Public Service Award 2015 for
eliminating open defecation?
Ans- Nadia, West Bengal
146. Bajaj Allianz launched weather-
based crop insurance scheme for
three districts of
Maharashtra for which Crop?
Ans- orange (Nagpur, Hingoli and
Washim districts)
147. Who was appointed as
Managing Director of Lenovo India?
Ans- Rahul Agarwal
148. Union Railway Ministry
inaugurated Integrated Security
System in _____
Ans- Mumbai
149. National Level Sikh museum to
be constructed in which village of
Punjab?
Ans- Lakhnaur Sahib Village
150. Memorial for which former
Prime Minister was constructed at
Ekta Sthal Samadhi Complex
in New Delhi?
Ans- P. V. Narasimha Rao
151. 9th National Statistics Day was
observed with theme Social
Development on 29th June on
the birth anniversary of ____
Ans- late Prof. Prasanta Chandra
Mahalanobis.
152. Veteran Writer Vishwanath
Tripathi was selected for the 28th
Moorti Devi Award for the
year 2014 for his book _____
Ans- Vyomkesh Darvesh
153. World Environment Day (WED)
was observed globally on 5 June
2015 with theme _____
Ans- Seven Billion Dreams. One
Planet. Consume with Care.
154. Union Government signed
____US dollars loan agreement with
World Bank for Tamil
Nadu Sustainable Urban
Development Project (TNSUDP).
Ans- 400 million
155. What is the name of the
operation that was carried out by
the Indian Government in Nepal
after massive earthquake?
Ans- Operation Maitri
156. Serena Williams won Women's
single title of French Open by
defeating ______
Ans- Lucie Safarova (Czechoslovakia)
157. Author of the book titled Flood
of fire _____
Ans- Amitav Ghosh
158. Ratchanok Intanon won
Women's Indonesia Open Badminton
Title by defeating Yui
Hashimoto (Japan). Ratchanok
Intanon belongs to which country?
Ans- Thailand
159. 25th African Union summit is
being held at South Africa with the
theme ___
Ans- "Year of Women Empowerment
and Development towards Africa's
Agenda 2063"
160. World Ocean Day was observed
on 8 June and the theme is ______
Ans- Healthy oceans, healthy plane
161. Chandigarh's Rock Garden was
created by _____
Ans- Nek Chand
162. For which Mission ISRO was
presented with 2015 Space Pioneer
Award ?
Ans- Mars Orbiter Mission
163. Hemant Kanitkar of India who
died recently was related with which
sport?
Ans- Cricket
164. How many of the African
Countries have formed Tripartite
Free Trade Area?
Ans- 26
165. Who is the author of the book-
“Education of Muslims”?
Ans- J S Rajput
166. Which country has celebrated
800th anniversary of Magna Carta?
Ans- England
167. First International Yoga Day was
observed on ____
Ans- 21 June 2015.
168. Who is the brand ambassador
of Atithi Devo Bhava?
Ans- Aamir Khan
169. Red Tape to Red Carpet... and
then some written by ____
Ans- Gina Rinehart
170. What is the new name of
Lucknow zoo ?
Ans- Lucknow Prani Udyan.
[10:39, 7/29/2015] Theist: List of International Cricket Grounds In India
====================================

Name = Location
====================================

Gymkhana Ground = Mumbai, Maharashtra

Eden Gardens = Kolkata, West Bengal

M.A. Chidambaram Stadium = Chennai, Tamil Nadu

Feroz Shah Kotla Ground = Delhi

Brabourne Stadium = Mumbai, Maharashtra

Green Park Stadium = Kanpur, Uttar Pradesh

University Ground = Lucknow, Uttar Pradesh

Lal Bahadur Shastri Stadium = Hyderabad, Andhra Pradesh

Jawaharlal Nehru Stadium = Chennai, Tamil Nadu

VCA Ground = Nagpur, Maharashtra

M. Chinnaswamy Stadium = Bangalore, Karnataka

Wankhede Stadium = Mumbai, Maharashtra

Sardar Vallabhbhai Patel Stadium = Ahmedabad, Gujarat

Gandhi Stadium = Jalandhar, Punjab

Barabati Stadium = Cuttack, Orissa

Gandhi Sports Complex Ground = Amritsar, Punjab

Sawai Mansingh Stadium = Jaipur, Rajasthan

Sher-i-Kashmir Stadium = Srinagar, Jammu & Kashmir

Moti Bagh Stadium = Vadodara, Gujarat

Sardar Patel Stadium = Ahmedabad, Gujarat

Nehru Stadium = Indore, Madhya Pradesh

Keenan Stadium = Jamshedpur, Jharkhand

Nehru Stadium = Guwahati, Assam

Jawaharlal Nehru Stadium = Delhi

University Stadium = Thiruvananthapuram, Kerala

Nehru Stadium = Pune, Maharashtra

Sector 16 Stadium = Chandigarh

Madhavrao Scindia Cricket Ground = Rajkot, Gujarat

Nahar Singh Stadium = Faridabad, Haryana

Roop Singh Stadium = Gwalior, Madhya Pradesh

Indira Priyadarshini Stadium = Visakhapatnam, Andhra Pradesh

Maulana Azad Stadium = Jammu, Jammu & Kashmir

Fatorda Stadium = Margao, Goa

K. D. Singh Babu Stadium = Lucknow, Uttar Pradesh

PCA Stadium = Mohali, Punjab

IPCL Sports Complex Ground = Vadodara, Gujarat

Jawaharlal Nehru Stadium = Kochi, Kerala

Barkatullah Khan Stadium = Jodhpur, Rajasthan

Indira Gandhi Stadium = Vijayawada, Andhra Pradesh

APCA-VDCA Stadium = Visakhapatnam, Andhra Pradesh

Rajiv Gandhi International Cricket Stadium = Hyderabad, Andhra Pradesh

Holkar Cricket Stadium = Indore, Madhya Pradesh

VCA Stadium = Nagpur, Maharashtra

DY Patil Stadium = Navi Mumbai, Maharashtra

Maharashtra Cricket Association Stadium = Pune, Maharashtra

Saurashtra Cricket Association Stadium = Rajkot, Gujarat

JSCA International Cricket Stadium = Ranchi, Jharkhand

HPCA Stadium = Dharamsala, Himachal Pradesh
[11:20, 7/29/2015] Theist: Top Headlines - 29.07.2015

1. A.P.J. Abdul Kalam, the 11th President of
India and a pioneer of the country’s space
and missile programmes, passed away on 27
July 2015 at the age of 83. He passed away
after collapsing during a lecture at the Indian
Institute of Management (IIM) in Shillong
(Meghalaya). Avul Pakir Jainulabdeen Abdul
Kalam, popularly known as “Missile Man of
India”, was the President of India between
2002 and 2007. He was honoured with
highest civilian award Bharat Ratna in1997.

2. West Bengal Chief Minister Mamata
Banerjee and her delegation to the UK signed
21 MoUs with the UK in the fields of industry,
health, education and urban development.
The agreements were signed during a
bilateral meeting at the Foreign and
Commonwealth Office. According to Britain's
Minister of State for Employment Priti Patel
these MoUs will help bring the UK and West
Bengal ever closer, and unleash the potential
of India-Britain relationship.

3. The World Trade Organization formally
accepted Kazakhstan as its member, ending
nearly two decades of negotiations. Meeting
at its headquarters in Geneva, the WTO
General Council approved the membership
terms finalised last month. With this
Kazakhstan has become the WTO's 162nd
member state.

4. Qualcomm Incorporated has appointed
former BlackBerry India head Sunil Lalvani as
vice president and president of Qualcomm
India, as Avneesh Agrawal, senior vice
president and president of Qualcomm India
and South Asia exits the company. Lalvani
has more than 20 years of experience in
sales, business development, strategic
planning and business operations across the
IT and telecom sectors.

5. Rajamahendravaram will be the new name
of Rajahmundry, the historic and cultural city
of Andhra Pradesh, as announced by state
Chief Minister N. Chandrababu Naidu. The
name “Rajamahendravaram” is derived from a
Chalukya dynasty ruler of the 11th century
who ruled over the city.

6. Union Government sanctioned 1000 crore
rupees for the laying of 15.06 km long tracks
to connect Indian Railways with Bangladesh
through the North East. The Indo-Bangla Rail
link would be completed by 2017 and the
entire route will be constructed by IRCON.

7. Mexico won the CONCACAF Gold Cup
football tournament played in Washington for
a record seventh time by defeating Jamaica
3-1. Caribbean team reached the finals of the
tournament for the first time. This is Mexico
team's third title win in the last four
tournaments. Andres Guardado in 31st
minute, Jesus Corona in the 47th minute and
Oribe Peralta in the 61st minute scored one-
one goal each.

8. Shahrukh Khan’s Trinidad & Tobago Red
Steel defeated Barbados Tridents to win
Caribbean Premier League T20 (CPL T20)
2015 at Queen’s Park Oval in Trinidad. The
Red Steel beat the 2014 champions,
Barbados Tridents, by 20 runs.

9. The Australian state of Victoria has
secured the rights to host football's
International Champions Cup (ICC) for a
further three years according to which
Melbourne will host the tournament till 2018.
New South Wales attempted to lure the
tournament to Sydney but Victoria was
granted "exclusive" rights to host the ICC for
the next three years following the success of
the three matches played in July.

10. Google has partnered with NASA and 13
other companies, including Amazon and
Verizon, to create an air-traffic control
system for drones, called the Unmanned
Aerial System (UAS) Traffic Management. The
move comes after a series of incidents
involving drones. The government is seeking
to work with the private sector to create rules
of the aerial road and in view of growing
demand and use of drones.

11. Axis Bank, India’s third largest private
sector bank, has signed a $200 million 7-
year bilateral loan deal with the Asian
Development Bank (ADB). The deal will help
bolster Axis Bank’s efforts of improving farm
efficiency by extending customized and
affordable agriculture credit to farmers. The
bank would effectively leverage its extensive
semi urban and rural branch network to
deliver agriculture credit.
[14:02, 7/29/2015] Nitun Singh: ☀Current Affairs Quiz with Ans~KF☀

1. Who was  appointed as the Chairman of telecom regulator Telecom Regulatory Authority of India (TRAI)?
Ans-Ram Sevak Sharma

2. World’s largest flower  bloomed for the first time in 5 years at the Jindai botanical gardens in Tokyo ,Japan . what is the name of that flower?
Ans- Amorphophallus Titanum

3. Who won CONCACAF Gold Cup Football tournament ?
Ans-Mexico  defeated Jamaica

4. Which bank has signed a $200 million 7-year bilateral loan deal with the Asian Development Bank (ADB) ?
Ans-Axis Bank

5. Who has won 102nd edition of Tour de France ?
Ans- Chris Froome, a cyclist from Team Sky of Britain

6. Kargil Vijay Diwas observed across the nation on which Day?
Ans- 26 July 2015

7. World Hepatitis Day is  observed every year on which Date?
Ans- July 28

8. Which country has signed Memorandum of Understanding (MoU) with search engine giant Google to launch the Google Loon project ?
Ans- Sri Lanka

9. Which country has recently declares itself  Middle East Respiratory Syndrome (MERS) free?
Ans-South Korea

10. Who was named as most marketable sportsman in the world ?
Ans- Roger Federer (Indian skipper Mahendra Singh Dhoni has been named as the ninth most marketable sportsman in the world)

IMPORTANT DAYS & DATES

SOME IMPORTANT DAYS & DATES WE SHOULD KNOW:
JANUARY
Jan 1-Global Family Day.
Jan 12-Youth's Day.
Jan 15-Army Day.
Jan 23-Birth Anniversary of Netaji Subhash Chandra Bose.
Jan 26-Republic Day.
Jan 26-International Customs Day.
Jan 28-Birth anniversary of Lala Lajpat Rai.
Jan 28-Data Protection Day.
Jan 30-Martyr Day.
Jan 30-World Leprosy Eradication Day.
FEBRUARY
Feb 4-World Cancer Day.
Feb 5-Kashmir Day.
Feb 6-International Day against Female Genital Mutilation.
Feb 12-Darwin Day.
Feb 12-World Day of the Sick.
Feb 14-Valentine’s Day.
Feb 20-World Day of Social Justice.
Feb 21-International Mother Language Day.
Feb 22-World Scout Day.
Feb 23- World Peaces and Understanding Day.
MARCH
Mar 4-World Day of the Fight Against Sexual Exploitation.
Mar 8-International Womens' Day.
Mar 13-World Kidney Day.
Mar 13-World Rotaract Day.
Mar 15-World Consumer Rights Day.
Mar 20-International Day of the Francophonie.
Mar 20-World Day of Theatre for Children and Young People.
Mar 21-World Sleep Day.
Mar 21-World Forestry Day.
Mar 21-International Day for the Elimination of Racial
Discrimination.
Mar 22-World Water Day.
Mar 23-World Meteorological Day.
Mar 24-World TB Day.
Mar 24-International Day for Achievers.
Mar 25-International Day of Remembrance - Victims of Slavery and Transatlantic Slave Trade.
Mar 27-World Drama Day.
APRIL
Apr 1-Foolish's Day.
Apr 2-World Austism Awareness Day.
Apr 7-World Health Day.
April 17-World Haemophilia Day.
April 18-World Heritage Day.
April 22-Earth Day.
April 23-World Book and Copyright Day.
April 25-World Malaria Day.
April 29-International Dance Day.
MAY
May 1-International Labour Day.
May 3-Press Freedom Day.
May 4-Coal Miners Day.
May 8-World Red Cross Day.
May 9-Victory Day.
May 11-National Technology Day.
May 12-International Nurses Day.
May 14-World Migratory Day.
May 15-International Day of the Family.
May 17-World Information Society Day.
May 21-Anti-Terrorism Day.
May 31-World No Tobacco Day.
JUNE
Jun 4-International Day of Innocent Children Victims of Aggression.
Jun 5-World Environment Day.
Jun 7-International Level Crossing Awareness Day.
Jun 8-World Oceans Day.
Jun 12-World Day against Child Labour.
Jun 14-World Blood Donor Day.
Jun 17-World Day to Combat Desertification and Drought.
Jun 20-World Refugee Day.
Jun 23-United Nations Public Service Day.
Jun 23-International Widow's Day.
Jun 26-International Day against Drug Abuse and IIlicit Trafficking.
Jun 27-International Diabetes Day.
JULY
Jul 1-Vanamahotsav Day.
Jul 1-National Doctor's Day.
Jul 11-World Population Day.
Jul 12-Malala Day.
Jul 18-Nelson Mandela International Day.
July 28-World Nature Conservation Day.
Jul 30-International Day of Friendship.
AUGUST
Aug 3-Independence Day of Niger.
Aug 5-Independence Day of Upper Volta.
Aug 9-International Day of the World's Indigenous People.
Aug 12-International Youth Day.
Aug 15-Independence Day(India).
Aug 23-International Day for the Remembrance of the Slave Trade and its Abolition.
Aug 29-National Sports Day (Birthday of Dhyan Chand).
SEPTEMBER
Sept 5-Teachers' Day (Dr. Radhakrishnan's Birth Day).
Sept 7-Forgiveness Day.
Sept 8-International Literacy Day.
Sept 14-Hindi Day.
Sept 14-World First Aid Day.
Sept 16-World Ozone Day.
Sept 21-International Day of Peace.
Sept 21-World Alzheimer's Day.
Sept 25-Social Justice Day.
Sept 27-World Tourism Day.
OCTOBER
Oct 1-International Day of Older Persons.
Oct 2-Birth Anniversary Of Gandhiji.
Oct 2-International Day of Non-Violence.
Oct 3-World Nature Day.
Oct 3-World Habitat Day.
Oct 4-World Animal Day.
Oct 5-World Teacher's Day.
Oct 8-Indian Air-force Day.
Oct 9-World Post Day.
Oct 11-International Girl Child Day.
Oct 12-World Arthritis Da.
Oct 14-World Standards Day.
Oct 15-World Students Day.
Oct 16-World Food Day.
Oct 17-International Day for the Eradication of Poverty.
Oct 20-World Statistics Day.
Oct 24-United Nations Day.
Oct 31-World Thrift Day.
NOVEMBER
Nov 1-Kannada Rajyotsav (Karnataka)
Nov 1-World Vegan Day.
Nov 5-World Radiography Day.
N

G.A.

70. A NBFCs cannot offer interest rates higher than the ceiling rate prescribed by RBI? What is the present ceiling?
Ans: 12.5 per cent per annum
71. Minimum capital requirement for Foreign banks that want to set up operations in India is:
Ans: Rs. 500 crore
72. What is the minimum paid-up capital requirement of both small banks and payments banks in India?
Ans: Rs. 100 crore
73. RBI extended the timeline for full implementation of Basel III norms till:
Ans: 31 March 2019
74. SLR ((Statutory Liquidity Ratio)is the amount a commercial banks needs to maintain in the form of _______before providing credit to its customers.
Ans: cash, or gold, or govt. approved securities (Bonds)
75. _______ is the rate at which banks borrow funds overnight from the Reserve Bank of India (RBI) against approved government securities.
Ans: Marginal Standing Facility (MSF)
76. Who issues Treasury bills (T-bills) in India?
Ans: Government of India
77. Treasury bills are available for a minimum amount of:
Ans: Rs. 25,000
78. Minimum & Maximum Limit of NEFT:
Ans: no limit
79. What is the rate of interest rate on provident fund for the current fiscal?
Ans: 8.75%
80. Govt. to implement GST (Goods & Services Tax) new indirect tax regime from:
Ans: 1st April 2016
81. RBI extends deadline for exchanging pre-2005 currency from June 30, 2015 to
Ans: December 31, 2015
82. How much amount RBI allows in 'Tap and pay' transactions without PIN?
Ans: Rs. 2000
83. RBI lifted a ban on carrying Indian bank notes of Rs 1,000 and Rs. 500 denominations to and from:
Ans: Nepal and Bhutan
84. C stands for in "KYC":
Ans: Customer
85. Pension scheme for unorganized sector:
Ans: Swavalamban
86. Full form of REIT:
Ans: Real State Investment Trust
87. Forward Market Commission merge with:
Ans: SEBI
88. Purpose of starting Minor account for 10 years children:
Ans: Financial inclusion
89. Full form of CVV:
Ans: Card Verification Value
90. Bank of International Settlement headquarter:
Ans: Switzerland
91. Who appoints Banking Ombudsman officer?
Ans: RBI
92. IFRS full form:
Ans: International Financial Reporting Standards.
93. Corporate Social Responsibility committee headed is by Ans: Anil Baijal
94. Which is the Regulatory body for RRBs?
Ans: NABARD
95. RBI policy related to money laundering?
Ans: Know Your Customer
96. Mutual funds regulated by:
Ans: SEBI (Securities and Exchange Board of India)
97. What is the full form of MTSS?
Ans: Money Transfer Service scheme
98. How much amount of money can RBI lend to a bank?
Ans: 2% of NDTL
99. What RBI does to Increase its Monetary Base?
Ans: OMO Open Market Operations
100. Which rate does RBI Reduces to Increase liquidity in market?
Ans: Repo Rate
34. IFSC code consists of _____ alpha numeric code.
Ans: 11 digits
(The IFSC is an 11 digit alpha numeric code, with the first four digits identifying the bank, fifth is numeric (kept 0) and the last six digits represent the bank branch.)
35. When money is lent or borrowed for one day or on overnight basis it is known as:
Ans: Call Money
36. When money is lent or borrowed for between 2 days and 14 days it is known as:
Ans: Notice money
37. When money is lent or borrowed for a period of more than 14 days, it is known as:
Ans: Term money
38. Treasury Bills and Certificate of Deposit are considered as the ____instruments.
Ans: negotiable money market
39. Commercial Paper (CP) is an unsecured money market instrument issued in the form of a _____.
Ans: Promissory note.
40. What is the upper limit in Public Provident Fund (PPF)?
Ans: Rs. 1.5 lakhs
41. As per RBI guidelines, with effect from April 1, 2012, the validity period of Cheques, Demand Drafts, Pay Orders and Banker's Cheques is _____.
Ans: 3 months
42. What is the time limit for an asset or loan to be declared as Non-Performing Asset?
Ans: 90 days
43. Deposit Insurance and Credit Guarantee Corporation (DICGC) does not cover:
Ans: Primary co-operative societies
44. RBI measure to liquidate the market:
Ans: Repo rate.
45. Full form of EFT:
Ans: Electronic Fund Transfer
46. Fastest mode of transaction:
Ans: RTGS
47. Alphanumeric code on cheque is known as:
Ans: Indian Financial System Code (IFSC)
48. Bank pays interest on savings account?
Ans: Daily Basis
49. What is the loan limit for education under priority sector for studies abroad?
Ans: Rs. 20 lakh
(Loans to individuals for educational purposes including vocational courses upto Rs.10 lakh for studies in India and Rs. 20 lakh for studies abroad are included under priority sector.)
50. RuPay Card is an Indian version of credit/debit card is launched by which organization:
Ans: NPCI (National Payments Corporation of India)
51. Fixed Deposit (FD)Account may be opened for a minimum period of:
Ans: 7 days
52. What is the minimum amount required to open a Fixed Deposit (FD)?
Ans: Rs.1000
53. The Banks has converted all ‘no - frills' accounts’ into:
Ans: Basic Savings Bank Deposit Accounts
54. 'Pradhan Mantri Jan Dhan Yojana' is a Scheme for:
Ans: Financial inclusion
55. How much overdraft facility to be provided in 'Pradhan Mantri Jan Dhan Yojana' scheme?
Ans: Rs. 5,000
56. In CBS, C stands for:
Ans: Core
57. In CRAR, A stands for:
Ans: Assets (Capital to Risk Weighted Assets Ratio)
58. IMPS - Immediate Payment Service is an interbank electronic instant mobile money transfer service through mobile phones in India, the facility is provided by:
Ans: NPCI (National Payment Corporation of India)
59. The Central Bank of India has adopted new measure of inflation:
Ans: Consumer Price Index (CPI)
60. When a cheque is torn into two or more pieces and presented for payment, such a cheque is called:
Ans: mutilated cheque
61. How much fee charged to file a complaint under Banking Ombudsman? Ans: Banking Ombudsman does not charge any fee
62. Who is the appellate authority in Banking Ombusdsman?
Ans Deputy Governor of RBI 63. If any customer is not satisfied by the decision of Banking Ombudsman, customer can appeal against the award before the appellate authority within how many days from the date of receipt?
Ans 30 days
64. ATMs or Cash Dispensing machine which are owned and operated by Non-Banking Financial Companies are called:
Ans: White Label ATMs.
65. RBI gave in-principle for Banking license to:
Ans: IDFC and Bandhan
66. Minimum capital requirement for new banks in private sector is:
Ans: Rs. 500 crore
67. A Non-Banking Financial Company (NBFC) is a company registered under the:
Ans: Companies Act, 1956
68. Minimum capital requirement for Non-Banking Financial Company (NBFC) is:
Ans: Rs. 500 crore
69. The NBFCs are allowed to accept/renew public deposits for a minimum period of:
Ans: 12 months ( and maximum period of 60 month7‬: 150 Important Banking Awareness Questions :
'''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''
1. MICR code consists of how many digits?
Ans: 9 digits.
(First three digits denotes city, next three digits representing the bank and the last three digits representing the bank branch)
2. What is the minimum limit in RTGS system?
Ans: 2 lakhs (there is no upper limit in RTGS)
3. What is full form of CTS?
Ans: Cheque Truncation System
4. Under which service, customers may access their bank account and perform basic transactions from any of the member branch offices.
Ans: Core Banking Solution (CBS)
5. Exchange of cash flow in different currency is known as:
Ans: Currency Swap
6. Assets or loans which stop performing after 90 days is known as:
Ans: Non Performing Asset (NPA)
7. Who controls the Monetary Policy in India?
Ans: RBI (Reserve Bank of India) 8. Which card is issued by NPCI (National Payments Corporation of India)?
Ans: RuPay Card
9. Definition of Current Account deficit:
Ans: A measurement of a country's trade in which the value of goods and services it imports exceeds the value of goods and services it exports.
10. Full form IFSC –
Ans: Indian Financial System Code
11. Commercial paper can be issued for a maximum period of:
Ans: 365 days or 1 year.
12. The Mutual funds in India follow accounting standards laid by:
Ans: SEBI (Securities and Exchange Board of India)
13. Minimum amount for Certificate of Deposit has been fixed at:
Ans: Rs. 1 Lakh
14. AML is a term mainly used in the financial and legal industries. Expand the term AML:
Ans: Anti Money Laundering
15. PIN is a number allocated to an individual and used to validate electronic transactions. Expand PIN:
Ans: Personal Identification Number
16. What is Repo rate?
Ans: It is the rate is the rate at which RBI lends money to the commercial banks.
17. What is Stale Cheque?
Ans: A cheque which is presented to a bank after 3 months from date of issue is considered as stale cheque and will often not be honored for cash or deposit at a bank.
18. What is Bancassurance?
Ans: The selling of life assurance and other insurance products and services by banking institutions.
19. The objective of KYC guidelines is to prevent banks from being used, intentionally or unintentionally, by criminal elements for money laundering or terrorist financing activities. What is the full form of KYC?
Ans: Know Your Customer (KYC)
20. Know Your Customer (KYC) guidelines are issued under:
Ans: Section 35A of the Banking Regulation Act, 1949
21. In BSBDA (Basic Savings Bank Deposit Account) the credits in a financial year does not exceed rupees:
Ans: Rs. 1 lakh
22. In BSBDA (Basic Savings Bank Deposit Account) the balance at any point of time does not exceed rupees:
Ans: Rs. 50,000
23. In BSBDA (Basic Savings Bank Deposit Account) the withdrawals and transfers in a month does not exceed rupees:
Ans: Rs. 10,000
24. At which rate RBI give loans to commercial banks?
Ans: Repo rate
25. Full form of CASA:
Ans: Current Account Saving Account
26. In what denominations Commercial Paper (CP) can be issued?
Ans: Rs. 5 lakh
27. What is the minimum denomination of Treasury bills to issue in India?
Ans: Rs. 25,000
28. Who cannot issue Certificate of Deposit (CD)?
Ans: Regional Rural Banks (RRBs) and Local Area Banks (LABs)
29. Expand ASBA:
Ans: Application Supported by Blocked Amount
30. Depositor Education and Awareness Fund (DEAF) is maintained with:
Ans: RBI
31. Cash Reserve Ratio (CRR) is the amount of funds that the banks have to keep with:
Ans: Central Bank (RBI)
32. What is the maximum amount per transaction NEFT limit for cash-based remittances to Nepal?
Ans: Rs. 50,000
33. What does CAR stands for?
Ans: Capital Adequacy Ratio
34. IFSC code consists of _____ alpha numeric code.
Ans: 11 digits
(The IFSC is an 11 digit alpha numeric code, with the first four digits identifying the bank, fifth is numeric (kept 0) and the last six digits represent the ba
[13:46, 7/27/2015] ‪+91 78281 20407‬: 101. After completion of 15 years, Public Provident Fund (PPF) can be extended up to how many years?
Ans: 5 years
102. Short term Money lending process is known as:
Ans: Call Money
103. Treasury bill tenure:
Ans: 91 days, 182 days, 364 days
104. Minimum limit for medium scale enterprises is Rs. 5 Cr. what is maximum limit?
Ans: 10 Cr.
105. Prime Lending Rate is replaced by:
Ans: Base rate
106. Banks cannot grant Loan below which rate:
Ans: Base Rate
107. If RBI reduces CRR, what happens:
Ans: Credit Supply increases, loans get cheaper.
108. Name the scheme to include every people under banking system:
Ans: Financial Inclusion
109. Special Drawing Right (SDR) is a monetary unit of:
Ans: IMF
110. Cheque which is not crossed is called:
Ans: Open cheque
111. Teaser rates are related to which type of loans:
Ans: Home loans
112. What is Teaser loan?
Ans: If a bank offers a slightly lower rate in the initial years and higher rate in later years, it is called a teaser loan.
113. The RBI policy rate which is purely an indicative rate used by RBI to signal long – term outlook on interest rates is:
Ans: Bank rate
114. The term ‘pre – shipment’ finance relates to:
Ans: export credit
115. A receipt listed in India and traded in rupees declaring ownership of shares of a foreign company:
Ans: Indian Depository Receipt (IDR)
116. With effect from July 2012, for calculating of lending rates, the RBI has advised banks to switch over to the:
Ans: Base Rate systems
117. Mobile banking fund transfer limit in a day:
Ans: Rs. 50,000
118. The seed capital of Bhartiya Mahila Bank is:
Ans: Rs.1000 crore
119. “Lender of the Last Resort” by Banks is known as:
Ans: RBI
120. “Fixed deposit” is also referred to as:
Ans: Term Deposit
121. The holidays for the banks are declared as per:
Ans: Negotiable Instruments Act
122. In banking business, when the borrowers avail a term Loan, initially they are given a repayment holiday and this is referred as:
Ans: Moratorium
123. Regulator of Micro, Small and Medium enterprises in India:
Ans: SIDBI (Small Industries Development Bank of India)
124. A worldwide financial messaging network which exchanges between banks and financial institutions is known as:
Ans: Structured Financial Messaging System (SFMS)
125. The term “Smart Money” refers to:
Ans: Credits Card
[13:47, 7/27/2015] ‪+91 78281 20407‬: 126. The maximum deposit amount insured by DICGC?
Ans: Rs. 1 lakh per depositors across all banks
127. With reference to a cheque which is the ‘drawee bank’?
Ans: The bank upon which the cheque is drawn
128. In which of the following fund transfer mechanisms, can funds be moved from one bank to another and where the transaction is settled instantly without being bunched with any other transaction?
Ans: RTGS
129. Bad advances of a Bank are called:
Ans: Non – performing Asset
130. By increasing repo rate, the economy may observe the following effects:
Ans: rate of interest on loans and advances will be costlier
131. Increased interest rates, as is existing in the economy at present will:
Ans: mean higher cost of raw materials
132. The sole authority to issue and manage currency in India:
Ans: RBI
133. In India, one- rupee coins are issued by:
Ans: Govt. of India
134. Fixed deposits and recurring deposits are:
Ans: repayable after an agreed period
135. When a bank returns a cheque unpaid, it is called:
Ans: dishonour of the cheque
136. What is ‘Demat Accounts’?
Ans: Accounts in which shares of various companies are traded in electronic form
137. When the rate of inflation increases:
Ans: purchasing power of money decreases
138. Banks in India are regulated under:
Ans: Banking Regulation Act, 1949
139. Banking sector falls under which of the following sectors?
Ans: Service Sector
140. ASBA scheme is related to the purchase of:
Ans: IPO
141. In a bank, which of the following are the usual types of accounts?
Ans: Current accounts, Savings bank accounts and Term deposit accounts
142. The most powerful tool used by the Reserve Bank of India to control inflation is to:
Ans: raise interest rates
143. NEFT and RTGS in banking terminology speak of:
Ans: electronic fund transfer from bank to bank
144. The ownership of public sector banks rests:
Ans: jointly with the Government of India and the shareholders from the public
145. If a cheque is postdated, the bank on which it is drawn:
Ans: will not honour the cheque before the date of the cheque
146. Regulator of Capital Market in India:
Ans: SEBI
147. First Indian Bank to introduce credit card:
Ans: Central Bank of India
148. RBI nationalized in:
Ans: 1949
149. Loans of very small amounts given to low income groups is called:
Ans: Micro Credit
150. RBI established in:
Ans: 1935.

अपने फेसबुक के दोस्तों की आईडी और मोबाइल नम्बर का पता लगाये और उन्हें गूगल+ के साथ जोड़

अपने फेसबुक के दोस्तों की आईडी और
मोबाइल नम्बर का पता लगाये और उन्हें गूगल+
के साथ जोड़े
गूगल+ आने के बाद इसे हर कोई इस्तेमाल करना चाहता
है और जिन लोगो का फेसबुक पर अकाउंड होगा वो
भी अपने फेसबुक के दोस्तों को गूगल+ के साथ जोड़ना
चाहते होगे लेकिन आप लोगो के लिए मुसीबत ये
होगी कि आपके पास फेसबुक के दोस्तों कि इमेल
आईडी नहीं होगी आज मैं आपको ऐसा तरीका
बताता हु जिसे करने के बाद आप अपने फेसबुक के
दोस्तों की इमेल आईडी के साथ साथ उनके मोबाइल
नम्बर का भी पता लगा सकते है चाहे वो किसी
लडकी की आईडी हो या किसी लडके की और जब
आपके पास अपने फेसबुक दोस्तों की इमेल आईडी आ
जाये तब उन्हें फ्रैंड रिक्वेस्ट भेज सकते है आइये अब
जानते है आपको ऐसा क्या करना होगा जिसे करने के
बाद आप अपने दोस्तों की इमेल आईडी के साथ साथ
उनके मोबाइल नम्बर का भी पता लगा सकते है
ये तरीका गूगल क्रोम के लिए है अगर आप गूगल क्रोम
का इस्तेमाल नहीं करते तो आपको यहाँ क्लीक करके
गूगल क्रोम डाउनलोड करना होगा उसके बाद यहाँ
क्लीक करके वो प्लग इन टूल डाउनलोड करना होगा
इसे इस्टोल करने के बाद अपने फेसबुक अकाउंड को
लोगिन करे लोगिन करने के बाद आपके फेसबुक अकाउंड
में एक्सपोर्ट फ्रेंड का आइकन आ जायेगा जेसा आप
निचे चित्र में देख रहे है
इसके बाद फ्रैंड एक्सपोर्ट पर क्लीक करे क्लीक करने के
बाद एक विंडोज खुलेगी पेज खुलने के बाद आपको “I
have read the Terms of Service” पर क्लीक करके
“Let’s get started.” पर क्लीक करना है जेसा आप
निचे चित्र में देख रहे है
इसे क्लीक करने के बाद थोडा इंतजार करे धीरे धीरे
करके आपके फ्रैंड के ऊपर राईट का निशान आता
जाएगा जैसा आप निचे चित्र में देख रहे है
जब आपकी ये प्रक्रिया पूरी हो जाये तो ऊपर की
और एक ओप्संश आ जायेगा जिसमे लिखा होगा This
will export your contacts as a CSV file जैसा आप
निचे चित्र में देख रहे है
इसके बाद इस फाइल को क्लीक करके खोले और चित्र
के अनुसार इस फाइल के टेक्स को नोटपेड खोलकर
कॉपी कर ले और उसे कंप्यूटर में किसी भी नाम से सेव
कर दे
ये सब करने के बाद अपनी जीमेल आईडी को लोगिन
करे और यहाँ क्लीक करके चित्र के अनुसार उस नोटपेड
की फाइल को इम्पोर्ट कर ले जो आपने अपने कंप्यूटर में
सेव करी थी
अब आपके सारे फेसबुक के फ्रैंड की लिस्ट आपके गूगल
वाली आईडी में इम्पोर्ट हो गयी है अब आप इनके नाम
के ऊपर क्लीक करके इनकी आईडी और इनके मोबाइल
नम्बर का पता लगा सकते हो
अब बात करते है गूगल प्लस की अगर आप चाहते हो की
आपके फेसबुक के फ्रैंड आपके साथ गूगल प्लस पर भी जुड़
जाये तो आप चित्र के अनुसार किसी भी फ्रेंड को
सर्च कर सकते है क्युकी जो मेने आपको तरीका
बताया है उसे करने के बाद आ बस अपने फ्रेंड का नाम
डाले ऐसा करते ही आपके सामने वो फ्रैंड आ जाएगा
जो आपके साथ फेसबुक से जुड़ा है जब नाम आ जाये
तो उसकी आईडी देखकर उसे फ्रेंड रिक्वेस्ट भेज द